Why Choose Bankers Insurance?
We pride ourselves on upholding the following core values:
  • Professionalism
  • Affordable prices
  • Many convenient locations
  • Integrity & Reliability
  • Quality Service and Track record
  • Unique Service for Unique Clients
  • Integrity & Reliability
What Classes of General Insurance are offered?
  • Fully Comprehensive
  • Third Party Fire & Theft
  • Third Party Only

  • Homeowners Comprehensive
  • Fire & Special Perils
  • Property All Risk
  • Plant and Machinery all Risk
  • Contractors All Risk
  • Consequential Loss

  • Mortgage Indemnity
  • Fidelity Guarantee
  • Workmen’s Compensation/ Employers’ Liability
  • Public Liability
  • Burglary
  • Cash in Transit/ Money
  • All Risk
  • Computer All Risk
  • Goods in Transit
  • Directors & Officers Liability
  • Professional Indemnity

  • Marine Cargo
  • Marine Hull

  • Bid/Tender Bond
  • Advance Payment Bond
  • Performance Bond
  • Customs Bond
  • Immigration Bond
Who is an Insurance Agent?
An agent is defined in the insurance act, (1980) as any individual, firm or company appointed by an insurer to solicit applications for insurance or negotiate insurance business on its behalf and, where authorized so to do by the insurer, to effectuate and countersign insurance contracts, but does not include an individual who is an employee of the insurer.
Who is an Insurance Salesman?
A salesman is defined as an individual contracted by an insurer or an agent to solicit applications for insurance or negotiate insurance on behalf of the insurer or the Agent as the case may be
What is an Excess?
An Excess is a fixed amount or percentage of an insurance claim that you as the policyholder is responsible to bear and which the insurance company deducts from the claim payment due to you, as per your policy agreement.
What documents are required to file a motor?
Documents for Insured with Third Party Coverage:
  • Completed Claim Form
  • Copy of the driver’s driving permit
  • Police report receipt

Documents for Third Party Claimants:
  • Completed Claim Form
  • Certified Copy
  • VAT Letter
  • Copy of the driver’s driving permit
  • Estimate for Repairs
  • Police report receipt
  • Coverage Letter (Letter from their Insurance Company)

Documents for Insured with Third Party Coverage:
  • Completed Claim Form
  • Copy of the driver’s driving permit.
Why buy home insurance?
Your home is likely to be one of your largest financial Investment. Homes are vulnerable to natural disasters, burglary and vandalism. In order to insulate your home from such financial risk, you would most likely want to buy homeowners insurance.
What do I need to know when purchasing motor Insurance?
The company’s reputation, their claims settlement history, their service delivery and the company’s financial stability. Customers should be satisfied that the insurer has quoted them with a competitive rate consistent with their driving experience, age and vehicle specifications.
Who Can Drive My Vehicle?
Only Persons who meet the requirement of your insurance policy.
What Is Comprehensive Insurance?
A Comprehensive Insurance policy provides cover for your vehicle against loss or damage by collision, fire, theft or malicious acts. Additional benefits for which an additional premium is paid, will provide cover for extra perils (for example, flood, hurricane etc.). Comprehensive Insurance also covers your liability to a third party in the event of an accident up to the policy/statutory limit.
What Is Third Party Insurance?
If you are liable for or cause injury to or damage the property of other motorists, pedestrians, passengers, etc., you will have a legal liability. Third Party insurance relieves you of this liability by paying these claims on your behalf up to the policy/statutory limit. Third party insurance does not provide cover for your vehicle against loss or damage.
What is Third-Party Fire and Theft?
This is an extension to the Third-Party policy which provides protection against fire and theft caused by accidental loss to the Insured vehicle.
What is a Claim?
An Insurance claim is a Notification to an insurance company that a loss has happened and requesting payment of an amount due under the terms of the policy.
What should I do if my Vehicle is stolen?
Firstly, contact the police immediately, secondly, report the incident to Bankers Insurance at any of our offices.